Month: May 2022

What is Debt Consolidation and How Does it Work? Debt consolidation is when you bundle several debts together into one larger sum and then make a single monthly repayment instead…

Interest Rate & APR, Same Same But Different Interest Rate and Annual percentage rate or APR. Are they lost siblings? Brothers from another mother? Seemingly identical, but non-identical twins? Second…

How to use a cash-out refinance to buy a second home Use a cash-out refinance to buy a second home Equity from your existing home can be a great way…

Sometimes It’s Actually Better to Choose the Higher Mortgage Rate With mortgage rates hovering around 5.5%, there might be the temptation to snag a 30-year fixed at say 4.875%, or…

Student Loans for Single Mothers There are no special student loans available to single mothers. They have access to the same options as other borrowers. This includes federal student loans,…

Adjustable-rate mortgages are gaining momentum Adjustable rate mortgages are gaining steam in the midst of increasingly challenging market dynamics. The ARM share of conventional single-family mortgage originations was 13% in…

Education Loan Finance Review: ELFI Student Loans and Refinancing In 2020, students left college with an average of $28,400 in loans. For millions of people, student loans and high interest…